Benefits, built for DSPs.

Who we are

An independent brokerage that picked a lane.

CBA is an independent employee benefits firm outside Charlotte, North Carolina. In 2018 we took on our first Delivery Service Partner. We've built the practice one referral at a time since — no cold calls, no lead lists.

That means when you tell us your DA count doubled for peak and your renewal just came back up 24%, we've already solved it. Probably last month.

What we do

Three things, done properly.

Why DSPs move to us

Because the generalist broker doesn't know your P&L.

• We know what the plan should cost.Not what one carrier quoted you — what DSPs across the country are actually paying per driver, per month.
• We build for turnover.Waiting periods, rehire rules and eligibility written for a workforce that churns, so you stop paying premium on people who left in March.
• We handle multi-state.Second station in another state doesn't mean a second broker or a second plan.
• We do the enrollment.Your team runs routes. We run open enrollment, the meetings, and the questions your DAs ask at 9pm.
• We show you the money.On level-funded and self-funded plans you see the claims data, the fees, and what's actually driving the renewal.

Who you'll work with

Two people you'll know by name. A full team behind them.

Spencer and Whit run your account personally — you'll never be handed to whoever picks up. Behind them sits CBA's service team handling enrollment, billing reconciliation, claims escalation and compliance filings, so nothing sits waiting on one person's inbox.

Save our details. Call or text whenever, including through peak.